27
ago
buying and selling and mortgages
If the mortgage covers more than 80%, 74% of the houses are bought at a discount compared to the valuation
According to Qualis Credit Risk, larger discounts outside the regional capitals, with a more marked difference in southern Italy. Prices above valuation in only 4% of sales, with Lombardy and Lazio in the lead74% of homes purchased with high loan-to-value mortgages - that is, those covering more than 80% of the value of the property - were purchased at a lower price than the valuation. This is what emerges from Qualis Credi Risk's Observatory that analyses the dynamics of the Italian credit market in the period 2023-2025, with a specific focus on real estate transactions financed with high loan-to-value mortgages.
According to Qualis Credit Risk, larger discounts outside the regional capitals, with a more marked difference in southern Italy. Prices above valuation in only 4% of sales, with Lombardy and Lazio in the lead74% of homes purchased with high loan-to-value mortgages - that is, those covering more than 80% of the value of the property - were purchased at a lower price than the valuation. This is what emerges from Qualis Credi Risk's Observatory that analyses the dynamics of the Italian credit market in the period 2023-2025, with a specific focus on real estate transactions financed with high loan-to-value mortgages.
